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If you get a rental car and you already have your own Auto Insurance for your car, your own insurance usually covers the rental car. However, if you do not have your own car insurance, you need to get it from the rental car company. This can add thirty dollars or more to the cost of the rental. If you do not have your own car and rent cars frequently, it may be cheaper for you to get your own car insurance, even though you don’t own a car. This is possible. A good car insurance agency will be able to set you up with insurance for a reasonable price if you have a good driving record.